Jodi Pratt is Principal and CEO of Jodi Pratt & Associates. 

Jodi has more than 30 years experience in retail bank operations and technology development. Her retail bank experience includes management of branch, call center and various operations units, merger integration, and the creation of Bank of America's risk management infrastructure, which would become its leading Liability Risk Management Division. She has also served 4 years as Managing Principal of the Carreker Risk Management Practice, a leading provider of fraud detection technology (now part of Fiserv). Prior to that, she served as Executive Vice President of Wally Industries, Inc., the creator of the Early Warning System new account verification system (now known as "Identity Chek" and a product of Early Warning Services).

A leader and pioneer in financial fraud management, Jodi has guided fledgling industry and technology efforts over the past 15+ years, many of which have grown into robust national, shared utilities in fraud and risk management including: the American Bankers Association Deposit Fraud Survey and regional studies, the Early Warning Services' Identity Chek and Deposit Chek products, SoftPro’s “FraudOne” effort, and the BITS Fraud Working Group.

She continues to innovate, working with image recognition and biometric solution providers as they develop new fraud prevention capabilities for emerging needs.

With a passion for fraud staff education and the creative use of technology to improve fraud management, Jodi is a frequent speaker for various trade associations including the Bank Administration Institute, the California Bankers Association and the Western Payment Alliance. She holds an MBA from California State University, Hayward, CA.  

Jodi Pratt and Associates was founded in 1997 to help the financial services industry manage fraud and operating risk. Through her years in banking, fraud management and technology solutions, Jodi has had the privilege and pleasure of working with dozens of like-minded fraud risk management professionals - most of whom were also "professional fraud bankers" themselves at one time. With a broad network of independent fraud-expert "Associates" covering all aspects of the banking field to draw from, JP&A has the ability to create sage and savvy engagement teams to address the specific needs of its clients in individually customized engagements.

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